In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member.
Basic RoI varies between 3.1% to 4.8% and is subject to variations in the P2P marketplace.
ZOPA means Zone Of Possible Agreement, a negotiating term identifying the bounds within which agreement can be reached between two parties.
ZOPA was the first P2P lender in the UK. It was founded in March 2005 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett
Zopa has an annual celebration in London for its lenders, so they can all swap notes